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  • Savings Accounts

    • Savings Accounts

    • Personal Savings

      • Personal Savings

      • Personal Easy Access Account (Issue 2): 3.27% AER

      • Personal 35 Day Notice Account (Issue 7): 4.16% AER

      • Personal 65 Day Notice Account (Issue 7): 4.17% AER

      • Personal 90 Day Notice Account (Issue 14): 4.18% AER

      • Personal 120 Day Notice Account (Issue 25): 4.19% AER

      • Personal 3 Year Bond Account (Issue 26): 4.88% AER

      • Personal 5 Year Bond Account (Issue 15): 4.85% AER

      • Oxbury Savings

      • Easy Access Autumn Account (Issue 1): 4.30% AER

    • Farm Business Savings

      • Farm Business Savings

      • 18.12.25 Farm Easy Access Tracker Ltd Edition 2: 3.38% AER

      • 18.12.25 Farm Yield 35 Day Notice Tracker 1: 3.76% AER

      • Farm Business 3 Year Bond Account (Issue 1): 4.11% AER

      • Farm Yield 90 Day Notice Tracker 2: 3.80% AER

      • Farm Yield 60 Day Notice Tracker 2: 3.78% AER

      • Farm Business 3 Month Bond Account (Issue 10): 4.01% AER

    • Business Savings

      • Business Savings

      • Business Easy Tracker Ltd Edition 2: 3.62% AER (1)

      • Business Yield 35 Day Notice Tracker 1: 4.00% AER

      • 18.12.25 Business Easy Tracker Ltd Edition 2: 3.37% AER

      • 18.12.25 Business Yield 35 Day Notice Tracker 1: 3.75% AER

      • Business 3 Year Bond Account (Issue 1): 4.10% AER

      • Business Yield 90 Day Notice Tracker 2: 3.79% AER

      • Business Yield 60 Day Notice Tracker 2: 3.77% AER

      • Business 3 Month Bond Account (Issue 1): 4.00% AER

    • Large Deposit Solutions

      • Large Deposit Solutions

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      • LDS Business Savings

      • LDS Farm Business Savings

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Large Deposit Solutions

Large Deposit Solutions with dedicated support when you save £1m or more with Oxbury

Whether you’re an individual, a business, or a farm, we offer personal service and savings accounts to manage significant deposits.

Protected

Your savings are protected by the Financial Services Compensation Scheme (FSCS) of up to £120,000 per person or per company, per authorised firm

Dedicated and Personal Support

Ongoing support with personal service from a dedicated Savings Specialist, plus 24-hour account access via Oxbury Online Banking and the Oxbury App

Eligibility

Hold a minimum of £1m and no more than £15m across all Oxbury savings accounts

Eligibility requirements and how to join

To be eligible for a Large Deposit Solutions savings account you must: 

  • Hold a minimum of £1 million across all Oxbury savings accounts
  • Hold no more than £15 million in Total Oxbury Deposits
  • Be an Individual or a UK business structured as a sole-trader, partnership, or limited company and be aged 18 or over 

Speak to our dedicated Savings Specialist

To find out more about our Large Deposit Solutions service and available savings products, please contact the team by emailing: LDS@oxbury.com

We offer a range of Large Deposit Solutions for the following customers:

Large Deposit Solutions for Individuals

For individuals aged 18 or over, resident in the UK, and only tax resident in the UK, with a UK current account

Find out more

Large Deposit Solutions for Farms

For UK-based farm businesses with a valid CPH or SBI number indicating active farmer status

Find out more

Large Deposit Solutions for Businesses

For non-Farm, UK-based businesses

Find out more

Benefits of Oxbury's Large Deposit Solutions Service and Deposit Accounts

Dedicated Support
Ongoing support with personal service from a dedicated Savings Specialist, plus 24-hour account access via Oxbury Online Banking and the Oxbury App
Rate Discussions
A one-to-one conversation about rates and product options
Financial Services Compensation Scheme (FSCS) Protected
FSCS protection on eligible deposits up to £120,000 per person or per company
Every pound saved with Oxbury goes to support the rural economy.
Eligible individuals, businesses or farm businesses can open an Oxbury savings account

Speak to our dedicated Savings Specialist

Contact Us

Frequently asked questions

To open a Large Deposit Solution account with Oxbury,  you will need to: 

  • Hold £1 million - £15 million across Oxbury savings products at any one time
  • Be an Individual or a UK business structured as a sole-trader, partnership, or limited company and be aged 18 or over
  • For Farm products, a valid CPH or SBI number demonstrating active farmer status is required.
  • All directors, partners and shareholders holding 25% or more of the shares must be UK residents and only tax resident in the UK. Our accounts cannot be held in trust or by US Persons (meaning US citizens, residents, green card holders or taxpayers in respect of their worldwide income) 
  • Provide the sort code and account number of a UK current account in the business name or your name if you are opening an individual account, which will become your Linked Account (the only account money can be transferred from or sent to)  
  • Have your own Smartphone to set up Oxbury Online Banking which you’ll use to manage and access your account

 

If you no longer meet the eligibility criteria for this account, we may move your funds to another savings product with at least 60 days' notice.

 

Our Easy Access accounts let you deposit whenever you like and make same day online withdrawals* so if you want flexibility and don’t want to lock your money away, an easy access account could be right for you.

These accounts offer competitive interest rates, which are typically higher than those of your current account, meaning you can watch your savings grow over time whilst enjoying quick and convenient access to your surplus funds.

*Subject to a 1.00pm cut-off time on a Working Day, your funds will be credited by the end of the day

Notice Accounts are an ideal way to grow your savings by earning a competitive rate without having to lock your money away for a set time. Like our Easy Access account, you can add to your savings whenever you like. To withdraw your money, just let us know in advance, giving us the notice period of your account.

Notice accounts are a great way of saving for a future goal where you can top up the amount you save, knowing you can time the withdrawal for when you need it.

A Fixed Rate Bond Account is the perfect way to make the most of your money, whilst giving you the comfort of knowing that the rate you have chosen will not change during the period of your bond.

It is important to be sure you won’t need to access your savings before the end date, you won’t be able to access until the fixed rate ends.

If you already have an account with us and are struggling to access your account please visit our Help & FAQ centre.  If you need to contact us please use our live chat function also located in the Help & FAQ Centre.

Before you send money to Oxbury, your bank will check these account details match, using a service called Confirmation of Payee.

Speak to our dedicated Savings Specialist

Contact Us

Your savings are protected

As a UK regulated bank, your savings are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme, up to £120,000 per person or per company, per authorised firm.

 

View key FSCS documents

FSCS Leaflet

FSCS Leaflet

(PDF - 737kb)
FSCS Information Sheet

FSCS Information Sheet

(PDF - 138kb)
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Oxbury Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register number 834822. Registered in England and Wales (Registered Number 11383418). Registered Office: Gorse Stacks House, George Street, Chester, CH1 3EQ. VAT Registration Number GB 411 9831 06.
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