Eligibility requirements and how to join
To be eligible for a Large Deposit Solutions savings account you must:
- Hold a minimum of £1 million across all Oxbury savings accounts
- Hold no more than £15 million in Total Oxbury Deposits
- Be an Individual or a UK business structured as a sole-trader, partnership, or limited company and be aged 18 or over
Speak to our dedicated Savings Specialist
We offer a range of Large Deposit Solutions for the following customers:
Benefits of Oxbury's Large Deposit Solutions Service and Deposit Accounts
Speak to our dedicated Savings Specialist
Frequently asked questions
To open a Large Deposit Solution account with Oxbury, you will need to:
- Hold £1 million - £15 million across Oxbury savings products at any one time
- Be an Individual or a UK business structured as a sole-trader, partnership, or limited company and be aged 18 or over
- For Farm products, a valid CPH or SBI number demonstrating active farmer status is required.
- All directors, partners and shareholders holding 25% or more of the shares must be UK residents and only tax resident in the UK. Our accounts cannot be held in trust or by US Persons (meaning US citizens, residents, green card holders or taxpayers in respect of their worldwide income)
- Provide the sort code and account number of a UK current account in the business name or your name if you are opening an individual account, which will become your Linked Account (the only account money can be transferred from or sent to)
- Have your own Smartphone to set up Oxbury Online Banking which you’ll use to manage and access your account
Our Easy Access accounts let you deposit whenever you like and make same day online withdrawals* so if you want flexibility and don’t want to lock your money away, an easy access account could be right for you.
These accounts offer competitive interest rates, which are typically higher than those of your current account, meaning you can watch your savings grow over time whilst enjoying quick and convenient access to your surplus funds.
*Subject to a 1.00pm cut-off time on a Working Day, your funds will be credited by the end of the day
Notice Accounts are an ideal way to grow your savings by earning a competitive rate without having to lock your money away for a set time. Like our Easy Access account, you can add to your savings whenever you like. To withdraw your money, just let us know in advance, giving us the notice period of your account.
Notice accounts are a great way of saving for a future goal where you can top up the amount you save, knowing you can time the withdrawal for when you need it.
A Fixed Rate Bond Account is the perfect way to make the most of your money, whilst giving you the comfort of knowing that the rate you have chosen will not change during the period of your bond.
It is important to be sure you won’t need to access your savings before the end date, you won’t be able to access until the fixed rate ends.
If you already have an account with us and are struggling to access your account please visit our Help & FAQ centre. If you need to contact us please use our live chat function also located in the Help & FAQ Centre.
Before you send money to Oxbury, your bank will check these account details match, using a service called Confirmation of Payee.
Speak to our dedicated Savings Specialist
Your savings are protected
As a UK regulated bank, your savings are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme, up to £120,000 per person or per company, per authorised firm.