Choose from a range of Trust Savings Accounts including:

  • Trust Easy Access account offering same day access
  • Trust Notice Account which offers higher interest in exchange for giving us more notice to withdraw the funds
  • Trust Bond Account which guarantees the interest rate for its term

More information about Trust accounts:

  • Our accounts are tailored to your needs,  from same day access, short notice periods to locking funds away for a fixed term at a guaranteed fixed rate of interest
  • Access to a dedicated Relationship Management and Support team
  • 24-hour account access using our  Oxbury Online Banking and Oxbury App

  • Established in the UK; including will trusts, simple trusts, life interest and discretionary trusts
  • Registered with HMRC’s Trust Registration Service
  • SSAS pension schemes registered with HMRC

Step one: View our available Trust Savings Accounts below, please click on the rate for more information. 

Step two: Click 'Apply now'  which will direct you to a page with our Product Summaries, T&C, Privacy Notice, FSCS  and the Trust Application form. 

Step three: Once you have read the documents, please send the completed Trust Application form along with the required documents set out in Section 3  of the application form to trustsavings@oxbury.com

Step four: A member of our Savings team will be in touch if we need further information and once the account is activated with the account information.

If you are submitting the application on behalf of your client,  we will liaise directly with the trustees to provide them with necessary account information and instructions on how to get set up once the account is activated.

The Trust's savings will help farmers grow and thrive

     Every pound saved with Oxbury goes to help farmers feed the country, preserve the countryside and deliver economic impact to the rural community.
 
We only lend to farmers and food producers.

Benefits of an Oxbury Savings Account

Financial Services Compensation Scheme (FSCS) Protected
FSCS protection on eligible deposits up to £120,000 per person or per company
Competitive Interest Rates
Maximise your interest with competitive rates
Award Winning
Winners of Moneynet Awards 2026 - Best Digital Savings Provider, and Money Facts Awards 2025 - Best No Notice Account Provider
View our rates

Are you looking for a short-term investment or something long-term?

Each account type offers a different level of benefit. With a Fixed Rate Bond account you are locking the Trust's savings away for a fixed rate over a set term, so you know exactly what interest will be received at the end. If you know there is no need to access the Trust's savings for a longer period, a fixed rate bond account may be most suitable.

  

However, if you are looking to save for a shorter time, then a Notice or Easy Access account is typically the account you would need as this provides a competitive interest rate but you know you can access the Trust's savings a lot sooner, and if access is required more frequently, such as daily then an Easy Access account is right for you.

Frequently asked questions

To open an Oxbury Savings Account for Trusts, you will need to complete the Trust Application form and send this along with the required documents set out in Section 3 of the application form to trustsavings@oxbury.com

You must have a UK Current Account in the name of the Trust, which we call your Linked Account, to make payments to and from your Oxbury Savings Account.

Due to the exclusivity of our Trust savings accounts, you can only access these via the website https://www.oxbury.com/trust-savings/ 

Once you have read the Product summary for the account you wish to open and clicked 'Apply now', you will be taken to the Application page where the Trust Account opening form is. 

You will need to complete and sign the Trust Account opening form and Mandate for each application.

You can manage your savings account in Oxbury Online Banking or in our mobile App, which is convenient, flexible and secure. This is available 24 hours a day, 7 days a week.

To log in to Oxbury Online Banking, the Oxbury App on your smartphone will ask you to input a PIN number or authenticate using your fingerprint / face recognition.

Yes, each Oxbury Savings Account will have a minimum and maximum deposit amount required. These details can be found in the specific account product summary, you can find this before applying for an Oxbury Savings Account.

Unfortunately, we do not accept funds from existing ISAs, deposits can only be transferred into your Oxbury Savings Account from your Linked Account or moved from another Oxbury Savings Account which is in your name. Your Linked Account needs to be a UK current account and it is the account which you set up during the application process.

We use a range of electronic searches and credit reference and fraud prevention agencies to verify identities, check addresses and validate bank accounts. For business accounts, there may be a separate credit search conducted.

If we are unable to fully verify your details, we will contact you to explain what we need from yourself to enable us to open your account.

It is not possible to close accounts before the bond maturity date or minimum required notice period ends. However, we understand you may encounter unexpected and exceptional circumstances in which case you will need to contact us via email or by using our live chat function which can be found on our 'Help & FAQs' page for us to consider each case individually.

When transferring money to Oxbury your Linked Account provider will run a 'Confirmation of Payee' check against these new account details.

The Trust's savings are protected

As a UK regulated bank, the Trust's savings are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme, up to £120,000 per person or per company, per authorised firm.

 

View key FSCS documents