Skip to content
Oxbury Oxbury
Log in
  • Savings Accounts

    • Savings Accounts

    • Personal Savings

      • Personal Savings

      • Personal Easy Access Account (Issue 2): 3.27% AER

      • 35 Day Notice Base Rate Tracker (Issue 3): 3.76% AER

      • 90 Day Notice Base Rate Tracker (Issue 10): 3.80% AER

      • Personal 3 Month Bond Account (Issue 11): 3.55% AER

    • Farm Business Savings

      • Farm Business Savings

      • 18.12.25 Farm Easy Access Tracker Ltd Edition 2: 3.38% AER

      • 18.12.25 Farm Yield 35 Day Notice Tracker 1: 3.76% AER

      • Farm Yield 90 Day Notice Tracker 2: 3.80% AER

      • Farm Yield 60 Day Notice Tracker 2: 3.78% AER

      • Farm Business 3 Month Bond Account (Issue 9): 3.55% AER

    • Business Savings

      • Business Savings

      • Business Easy Tracker Ltd Edition 2: 3.62% AER (1)

      • Business Yield 35 Day Notice Tracker 1: 4.00% AER

      • 18.12.25 Business Easy Tracker Ltd Edition 2: 3.37% AER

      • 18.12.25 Business Yield 35 Day Notice Tracker 1: 3.75% AER

      • Business Yield 90 Day Notice Tracker 2: 3.79% AER

      • Business Yield 60 Day Notice Tracker 2: 3.77% AER

  • Lending

    • Lending

    • Oxbury Farm Credit

    • Oxbury Farm Loans

    • Oxbury Flexi Credit

    • Oxbury Transition Facility

    • Oxbury New Gen

  • Corporate

  • About Oxbury

    • About Us

    • Contact Us

    • Responsible Impact

  • Blog

  • Help & FAQs

  • Search

Log in
Oxbury Transition Facility - Wildlife Estates Scotland

Helping Farmers Transition Profitably While Reducing Carbon Emissions and Improving Soil Health

In conjunction with farmers and Wildlife Estates Scotland

About Wildlife Estates Scotland

Wildlife Estates Scotland (WES) recognises and promotes exemplary sustainable land management that delivers demonstrable and lasting benefits for Scotland’s natural heritage, rural economy and communities through an objective accreditation system. Administered by Scottish Land and Estates, WES is Scotland’s arm of the European Wildlife Estates label.

As trusted partners, current WES members will be able to qualify for the Oxbury Transition Facility by providing the membership number located on their annual WES subscription invoice for verification. Level 2 accredited WES members will also be able to qualify for the Oxbury Transition Facility with no annual fee by providing Oxbury with proof of their current accreditation (certificate or formal notification letter).

What is the Oxbury Transition Facility?

The Oxbury Transition Facility is the first of its kind for UK farming businesses. It provides flexible funding to help farmers manage cash flow and capital needs as they transition to lower-carbon, more resilient farming systems.

With growing pressure from climate change, government policies, and supply chain demands, Oxbury recognises the need for financial support to help farmers adopt sustainable practices. This facility financially incentivises and rewards those who are transitioning—or planning to transition—to farming methods that reduce carbon emissions and improve soil health.

Beyond access to finance, the Oxbury Transition Facility helps farmers measure and demonstrate the impact of their changes. It includes:

  • Carbon Footprints: Conducted by farmers at the outset and throughout the transition to track emissions reductions.

  • Earth Observation: Oxbury has partnered with Downforce Technologies, who combine satellite data with on-the-ground insights to calculate and track Soil Organic Carbon (SOC) improvements.
  • Data Sharing: Evidence of sustainable improvements can be shared with supply chain partners and government bodies to demonstrate positive environmental outcomes.

Oxbury offers flexible financing options to Wildlife Estates Scotland members.

What are the benefits of an Oxbury Transition Facility?

Facility amounts of up to £500 per hectare farmed with a minimum facility size of £25,001 to a maximum of £500,000
Interest rates from 1% above the Bank of England base rate for a period of up to 6 years
Annual facility fees from 0.0% of the facility amount
No early repayment charges
No need to change your existing bank relationship
Flexible repayment terms based on cash flow, facility can be continuously repaid and withdrawn during the facility period. Interest payable monthly on outstanding balance
Register interest

What must I provide to qualify as a Wildlife Estates Scotland member?

  • Your membership number located on your latest annual WES subscription invoice.
  • For level 2 accredited members, a copy of your Wildlife Estates Scotland accreditation certificate or formal notification letter.
  • A carbon footprint no older than 24 months from the time of the application.  
  • An electronic map of your farm.  

As a fully regulated bank Oxbury will undertake standard bank opening verification checks. This will require you to provide consent for Oxbury to conduct appropriate Credit Reference Agency searches to support your application and to underwrite the facility.  All applications are subject to status. Terms and conditions apply.

Please contact us by completing the enquiry form. An Oxbury Relationship Manager will contact you to discuss the product and details in relation to the transition activity, with you prior to completing an application.

Get in touch

To find out more about the Oxbury Transition Facility, email us at oxburycorporate@oxbury.com

More information about Oxbury Transition Facility

We do not prescribe specific actions that you must undertake with the facility, but your participation in grant schemes and supply chain arrangements provide evidence of the changes already underway.

In some cases, depending on the size of the facility, we may require security.

 

Once approved, you can self-serve through our Oxbury Online Banking platform, giving you the ease and flexibility to control when you want to drawdown funds and when you want to repay any utilised credit. If you prefer direct contact we have a customer services team, as well as your assigned Relationship Manager.

Oxbury

Our Opening Hours

Our opening hours are 9:00am-5:30pm Monday to Friday, except bank holidays.

Company

Disclosure
Interest Rates Summary

About Us

About Us
Careers
Charity of the Year

Help & FAQs

Help Centre
Complaints
Contact Us
Fraud Support

Follow us

Cookie Policy Privacy Notice Terms & Conditions Anti Slavery Statement
Oxbury Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register number 834822. Registered in England and Wales (Registered Number 11383418). Registered Office: One City Place, Queens Road, Chester, CH1 3BQ. VAT Registration Number GB 411 9831 06.
null