About LEAF Marque

LEAF (Linking Environment And Farming) is a charity driving more sustainable farming to create a resilient food and farming system for future generations. We connect farmers, innovators, and industry to share best practices in sustainable farming. Through our LEAF Marque environmental assurance system, we build trust by independently verifying farm businesses that they are following LEAF’s Integrated Farm Management principles. Our education team brings sustainable farming to life in schools and on farms, helping everyone understand where their food comes from and how it's produced. Together, we’re shaping a more sustainable future for farming.

The transition to more sustainable farming through the integrated farm management approach that underpins the LEAF Marque makes the assurance standard an ideal form of evidence for the Oxbury Transition Facility.

What is the Oxbury Transition Facility?

The Oxbury Transition Facility is the first of its kind for UK farming businesses. It provides flexible funding to help farmers manage cash flow and capital needs as they transition to lower-carbon, more resilient farming systems.

With growing pressure from climate change, government policies, and supply chain demands, Oxbury recognises the need for financial support to help farmers adopt sustainable practices. This facility financially incentivises and rewards those who are transitioning—or planning to transition—to farming methods that reduce carbon emissions and improve soil health.

Beyond access to finance, the Oxbury Transition Facility helps farmers measure and demonstrate the impact of their changes. It includes:

  • Carbon Footprints: Conducted by farmers at the outset and throughout the transition to track emissions reductions.

  • Earth Observation: Oxbury has partnered with Downforce Technologies, who combine satellite data with on-the-ground insights to calculate and track Soil Organic Carbon (SOC) improvements.
  • Data Sharing: Evidence of sustainable improvements can be shared with supply chain partners and government bodies to demonstrate positive environmental outcomes.

Oxbury offers flexible financing options to LEAF Marque holders.

What are the benefits of an Oxbury Transition Facility?

Facility amounts of up to £500 per hectare farmed with a minimum facility size of £25,001 to a maximum of £500,000
Interest rates from 1% above the Bank of England base rate for a period of up to 6 years
LEAF Marque holders: No annual facility fees.
No early repayment charges
No need to change your existing bank relationship
Flexible repayment terms based on cash flow, facility can be continuously repaid and withdrawn during the facility period. Interest payable monthly on outstanding balance
Register interest

What must I provide to qualify as a LEAF Marque holder?

A copy of your LEAF Marque certificate.

We require an electronic map of your farm and a carbon footprint of no more than 24 months old for all applications. If you do not have any of these available, we will provide guidance to support you to obtain the necessary information.

As a fully regulated bank Oxbury will undertake standard bank opening verification checks. This will require you to provide consent for Oxbury to conduct appropriate Credit Reference Agency searches to support your application and to underwrite the facility.  All applications are subject to status. Terms and conditions apply.

Please contact us by completing the enquiry form below. An Oxbury Relationship Manager will then contact you to discuss the product and details in relation to the transition activity, with you prior to completing an application.

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More information about Oxbury Transition Facility

We do not prescribe specific actions that you must undertake with the facility, but your participation in grant schemes and supply chain arrangements provide evidence of the changes already underway.

In some cases, depending on the size of the facility, we may require security.

 

Once approved, you can self-serve through our Oxbury Online Banking platform, giving you the ease and flexibility to control when you want to drawdown funds and when you want to repay any utilised credit. If you prefer direct contact we have a customer services team, as well as your assigned Relationship Manager.

Philip Wynn, LEAF Chair

"We were very proud that Oxbury chose to launch the Transition Facility at the annual LEAF conference and that there is a clear, monetary value that recognise the standards expected from LEAF Marque holders. The way the Oxbury Transition Facility is structured, creates a journey for all farmers who don’t have to be at the pinnacle to begin with. It creates a sizeable, flexible amount of money that can be used to innovate, improve operations, reduce waste and improve efficiencies. These are attributes that align with LEAF’s expectation that Marque Holders show ongoing improvement over time."