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Oxbury Transition Facility - Cefetra Ecosystem Services

Helping Farmers Transition Profitably While Reducing Carbon Emissions and Improving Soil Health

In conjunction with farmers and Cefetra Ecosystem Services

About Cefetra Ecosystem Services

Cefetra Ecosystem Services in collaboration with Soil Capital has launched an innovative farming programme designed to pay farmers for meaningful improvements in carbon emissions, soil health, water management, and biodiversity. The programme is intentionally flexible, focusing on measurable results rather than a one-size-fits-all approach. By empowering farmers to choose the methods that work for them, Cefetra reward sustainable practices that deliver real, positive outcomes.

Cefetra Ecosystem Services’ support for growers looking to introduce more resilient and profitable practices allows all their farmers to apply for the Oxbury Transition Facility simply by demonstrating their participation in the programme.

What is the Oxbury Transition Facility?

The Oxbury Transition Facility is the first of its kind for UK farming businesses. It provides flexible funding to help farmers manage cash flow and capital needs as they transition to lower-carbon, more resilient farming systems.

With growing pressure from climate change, government policies, and supply chain demands, Oxbury recognises the need for financial support to help farmers adopt sustainable practices. This facility financially incentivises and rewards those who are transitioning—or planning to transition—to farming methods that reduce carbon emissions and improve soil health.

Beyond access to finance, the Oxbury Transition Facility helps farmers measure and demonstrate the impact of their changes. It includes:

  • Carbon Footprints: Conducted by farmers at the outset and throughout the transition to track emissions reductions.

  • Earth Observation: Oxbury has partnered with Downforce Technologies, who combine satellite data with on-the-ground insights to calculate and track Soil Organic Carbon (SOC) improvements.
  • Data Sharing: Evidence of sustainable improvements can be shared with supply chain partners and government bodies to demonstrate positive environmental outcomes.

What are the benefits of an Oxbury Transition Facility?

Facility amounts of up to £500 per hectare farmed with a minimum facility size of £25,001 to a maximum of £500,000
Interest rates from 1% above the Bank of England base rate for a period of up to 6 years
Annual facility fees from 0.5% of the facility amount
No early repayment charges
No need to change your existing bank relationship
Flexible repayment terms based on cash flow, facility can be continuously repaid and withdrawn during the facility period. Interest payable monthly on outstanding balance
Register interest

What must I provide to qualify as a Cefetra Ecosystem Services programme participant?

  • Evidence of your participation in the Cefetra Ecosystem Services programme.
  • A carbon footprint no older than 24 months from the time of the application.
  • An electronic map of your farm.

Much of your qualifying evidence will already have been collected as part of Cefetra Ecosystem Services, and guidance on how to provide that can be provided following enquiry.

As a fully regulated bank Oxbury will undertake standard bank opening verification checks. This will require you to provide consent for Oxbury to conduct appropriate Credit Reference Agency searches to support your application and to underwrite the facility.  All applications are subject to status. Terms and conditions apply.

Please contact us by completing the enquiry form below. An Oxbury Relationship Manager will contact you to discuss the product and details in relation to the transition activity with you prior to completing an application.

Get in touch

Please select 'Cefetra Ecosystem Services' as the value chain partner.
Occasionally, we would like to send you information about our products and services which we think will be of interest to you and your business. To do this, we will only use your information as outlined in our privacy notice. You can change your preferences or unsubscribe at anytime. Please select at least one of the communication methods that apply:

More information about Oxbury Transition Facility

We do not prescribe specific actions that you must undertake with the facility, but your participation in grant schemes and supply chain arrangements provide evidence of the changes already underway.

In some cases, depending on the size of the facility, we may require security.

 

Once approved, you can self-serve through our Oxbury Online Banking platform, giving you the ease and flexibility to control when you want to drawdown funds and when you want to repay any utilised credit. If you prefer direct contact we have a customer services team, as well as your assigned Relationship Manager.

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Oxbury Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register number 834822. Registered in England and Wales (Registered Number 11383418). Registered Office: One City Place, Queens Road, Chester, CH1 3BQ. VAT Registration Number GB 411 9831 06.
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