About Atmo
atmo is a free platform that identifies effective decarbonisation projects tailored to specific farmland and agricultural operations. By uploading an emissions report, farmers receive a set of tailored decarbonisation pathways, all presented in a single, accessible system. These may include improvements in slurry and manure management, feed practices, soil health, land use, and on-farm energy.
atmo’s platform allows farmers who are exploring routes to decarbonisation the opportunity to understand the landscape of projects and income streams to support their transition. Farmer’s using the atmo platform will be able to apply for the ‘Exploring and Planning’ variant of the Oxbury Transition Facility.

What is the Oxbury Transition Facility?
The Oxbury Transition Facility is the first of its kind for UK farming businesses. It provides flexible funding to help farmers manage cash flow and capital needs as they transition to lower-carbon, more resilient farming systems.
With growing pressure from climate change, government policies, and supply chain demands, Oxbury recognises the need for financial support to help farmers adopt sustainable practices. This facility financially incentivises and rewards those who are transitioning—or planning to transition—to farming methods that reduce carbon emissions and improve soil health.
Beyond access to finance, the Oxbury Transition Facility helps farmers measure and demonstrate the impact of their changes. It includes:
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Carbon Footprints: Conducted by farmers at the outset and throughout the transition to track emissions reductions.
- Earth Observation: Oxbury has partnered with Downforce Technologies, who combine satellite data with on-the-ground insights to calculate and track Soil Organic Carbon (SOC) improvements.
- Data Sharing: Evidence of sustainable improvements can be shared with supply chain partners and government bodies to demonstrate positive environmental outcomes.

What are the benefits of an Oxbury Transition Facility?
What must I provide to qualify as an Atmo programme participant?
- Evidence of your use of the Atmo platform.
- A carbon footprint no older than 24 months from the time of the application.
- An electronic map of your farm.
Much of the qualifying evidence can be collected directly from Atmo and guidance on how to do this will be provided following enquiry.
As a fully regulated bank Oxbury will undertake standard bank opening verification checks. This will require you to provide consent for Oxbury to conduct appropriate Credit Reference Agency searches to support your application and to underwrite the facility. All applications are subject to status. Terms and conditions apply.
Please contact us by completing the enquiry form below. An Oxbury Relationship Manager will contact you to discuss the product and details in relation to the transition activity with you prior to completing an application.
Get in touch
More information about Oxbury Transition Facility
We do not prescribe specific actions that you must undertake with the facility, but your participation in grant schemes and supply chain arrangements provide evidence of the changes already underway.
In some cases, depending on the size of the facility, we may require security.
Once approved, you can self-serve through our Oxbury Online Banking platform, giving you the ease and flexibility to control when you want to drawdown funds and when you want to repay any utilised credit. If you prefer direct contact we have a customer services team, as well as your assigned Relationship Manager.