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  • Savings Accounts

    • Savings Accounts

    • Personal Savings

      • Personal Savings

      • 180 Day Notice Base Rate Tracker (Issue 2): 4.38% AER

      • 14.01.2026 Personal 90 Day Notice Tracker Premium 3: 4.21% AER

      • Personal 120 Day Notice Tracker Premium 2: 4.34% AER

      • 14.01.2026 Personal 60 Day Notice Tracker Premium 2: 4.16% AER

      • Personal Easy Access Account (Issue 2): 3.27% AER

      • Personal 35 Day Notice Tracker Premium 2: 4.14% AER

      • Personal 3 Month Bond Account (Issue 9): 4.15% AER

      • Personal 6 Month Bond Account (Issue 10): 4.16% AER

    • Farm Business Savings

      • Farm Business Savings

      • 18.12.25 Farm Easy Access Tracker Ltd Edition 2: 3.38% AER

      • 18.12.25 Farm Yield 35 Day Notice Tracker 1: 3.76% AER

      • Farm Business 6 Month Bond Account (Issue 7): 4.26% AER

      • Farm Business 3 Month Bond Account (Issue 7): 4.12% AER

      • Farm Yield 90 Day Notice Tracker 2: 3.80% AER

      • Farm Yield 60 Day Notice Tracker 2: 3.78% AER

    • Business Savings

      • Business Savings

      • Business Easy Tracker Ltd Edition 2: 3.62% AER (1)

      • Business Yield 35 Day Notice Tracker 1: 4.00% AER

      • 18.12.25 Business Easy Tracker Ltd Edition 2: 3.37% AER

      • 18.12.25 Business Yield 35 Day Notice Tracker 1: 3.75% AER

      • Business Yield 90 Day Notice Tracker 2: 3.79% AER

      • Business Yield 60 Day Notice Tracker 2: 3.77% AER

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Complaints

How we handle complaints

We are disappointed if we do not meet the standards you expect of us. If you have a complaint, we do want to know so that we can put things right for you.

How to complain

How to complain

Email: complaints@oxbury.com

Webchat: which can be found in Oxbury Online Banking, or in the FAQs. section

In writing: to the below address:

Complaints
Oxbury Bank Plc
One City Place
Queens Road
Chester, CH1 3BQ

We're here to help you, from Monday to Friday at 9:00am to 5:30pm, except bank holidays.

To help us investigate your complaint, please provide us with specific information relating to your complaint and your desired resolution.

What we will do

  • We promise that we will resolve your complaint fairly and in a timely manner
  • We will try to resolve your complaint within 3 working days
  • If this is not possible, we will send you a letter acknowledging the complaint within 5 working days
  • If your complaint is about a payment or a payment service, such as a Direct Debit or Faster Payment, we will aim to resolve your complaint within 15 working days. However, in exceptional circumstances, we may need longer to investigate, and it may take up to 35 working days to resolve your complaint. If so, we will let you know within 15 working days
  • If your complaint is about a non-payment service, then we will aim to resolve your complaint within 8 weeks. In most cases we will resolve it sooner.

If we are unable to fully resolve your complaint

If we cannot resolve your complaint within 15 working days for payment service complaints or 8 weeks for non-payment service complaints, or you are unhappy with our final response, you may be able to refer the matter to the Financial Ombudsman Service. This service is free of charge, and you have six months from receiving our final response to do this.

They can be contacted at:

Financial Ombudsman Service
Exchange Tower
London
E14 9SR

Freephone: 0800 023 4567
Low-cost phone: 0300 123 9123
Call from abroad: +44 20 7964 0500
Email: complaint.info@financial-ombudsman.org.uk
Website: www.financial-ombudsman.org.uk

A copy of our full complaint procedure is available here.

Oxbury

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Our opening hours are 9:00am-5:30pm Monday to Friday, except bank holidays.

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Oxbury Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register number 834822. Registered in England and Wales (Registered Number 11383418). Registered Office: One City Place, Queens Road, Chester, CH1 3BQ. VAT Registration Number GB 411 9831 06.
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