Oxbury Flexi Credit - Milk Cheque

Oxbury Flexi Credit will help you grow your farming business

Oxbury Flexi Credit – Milk Cheque provides dairy farmers with additional cash to draw into their existing bank account to fund farm invoices

We understand that for dairy farmers, there are specific times of the agricultural calendar when extra funds are needed, this could be due to unexpected capital expenditure, investment in improvements, or a rise in feed cost. Oxbury Flexi Credit – Milk cheque was developed for these periods, providing you with additional cash which you can then repay or draw down as you need.

How does Oxbury Flexi Credit - Milk Cheque work?

  • Once approved for an account, you can draw down from your Oxbury credit limit and send  money instantly into your main bank account and pay us back when it suits your cashflow
  • When you open an account we will set up a Direct Debit for a minimum monthly payment of 5% of the balance, plus monthly interest against the amount of facility used
  • You also have the flexibility to reduce your outstanding balance by making as many additional repayments as you wish. This means that you are in complete control of your cash flow and finances

Why choose Oxbury Flexi Credit - Milk Cheque

  • Competitive interest rates and fees, outcompeting most traditional bank overdrafts
  • Quick access to flexible credit, allowing you to transfer money into your current account as you need it
  • Flexible repayment options - in addition to a monthly 5% Direct Debit payment of the outstanding balance, you can choose how much extra you want to repay, flexing your payments up or down to suit your cashflow
  • No need to change bank accounts, this is an additional line of credit with Oxbury
Get in touch for further information

Get in touch for further information

If you’d like to talk to us about applying for an Oxbury Flexi Credit - Milk Cheque, complete this form and we’ll call you back within one working day.

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