Farm Business Bonus 95 Day Notice 0.96% - Issue 3

• Interest is calculated daily
• The Bonus is paid when you meet the eligibility criteria of being an active farm business
• Interest is paid every month with reference to the date of receipt of your first deposit and credited to your account. If this date falls at the weekend, or on a Bank Holiday, interest will be credited on the next working day

YES. This account has a variable rate of interest. You will be informed of any changes to the interest rate with at least 14 calendar days’ notice in addition to the notice period of the account.

The Farm Business Bonus element is fixed until the end of January 2022.

Below is an example of what the future balance might be for an account balance of £1,000 with interest paid annually. We have also shown the estimated balance for a £50,000 deposit. The projection is provided for illustrative purposes only and does not take into account individual circumstances.

The estimated balance projections assume that:

• The account is opened with the amount stated and interest starts being earned straight away
• No further deposits or any withdrawals are made
• The interest is paid every month with reference to the date of receipt of your first deposit and credited to your account
• You are eligible for the Bonus Rate

• This account can be opened online and managed online or via the Oxbury App on your smartphone
• You can open this account with a minimum deposit of £1,000. The maximum amount that can be held in the account is £500,000
• You must make your initial deposit within 90 days of opening the account. If the minimum deposit balance is not met during this period your account will automatically be closed
• If you change your mind in 14 days, we will return any money you have paid into your Oxbury account to your Linked Account and close your account
• You will need your current account sort code and account number to open your new savings account, this will become your Linked Account. You can only transfer money in and out of your Oxbury account from and to your Linked Account

YES. Subject to providing the required notice you can withdraw up to the full balance of the account.

AER stands for Annual Equivalent Rate and illustrates the interest rate if it was paid and compounded once each year.

Accounts can be withdrawn from sale at any time and without notice.

We pay all savings interest gross, which means no tax is deducted.

Eligibility for the Farm Business Bonus is dependent on the provision of a valid CPH or SBI number indicating active farmer status.