Farm Business Bonus 95 Day Notice 0.96% - Issue 3

• Interest is calculated daily
• The Bonus is paid when you meet the eligibility criteria of being an active farm business
• Interest is paid every month with reference to the date of receipt of your first deposit and credited to your account. If this date falls at the weekend, or on a Bank Holiday, interest will be credited on the next working day

YES. This account has a variable rate of interest. You will be informed of any changes to the interest rate with at least 14 calendar days’ notice in addition to the notice period of the account.

Below is an example of what the future balance might be for an account balance of £1,000 with interest paid annually. We have also shown the estimated balance for a £50,000 deposit. The projection is provided for illustrative purposes only and does not take into account individual circumstances.

The estimated balance projections assume that:

• The account is opened with the amount stated and interest starts being earned straight away
• No further deposits or any withdrawals are made
• The interest is paid every month with reference to the date of receipt of your first deposit and credited to your account
• You are eligible for the Bonus Rate

• To open this account you will need to apply from a desktop, laptop or tablet device.
• Once you have applied for your account you will then need a smartphone to use our iOS or Android App to access the Oxbury Online Banking platform which makes managing your account both incredibly easy and highly secure
• You will have 14 days from the account being opened to fund your account, after this period no further deposits will be accepted
• If the minimum account balance of £1,000 has not been reached during this 14 day period the account will be automatically closed and any funds returned to your Linked Account.
• You will need your current account sort code and account number to open your new savings account, this will become your Linked Account. We can only accept funds into your Oxbury account from your Linked Account
• The fixed term starts from the date of receipt of your first deposit
• You will need your current account sort code and account number to open your new savings account, this will become your Linked Account. You can only transfer money in and out of your Oxbury account from and to your Linked Account
• The minimum device requirements are for iPhones running iOS 12.4. or above or Android devices running Android 7 (Nougat) or above
• Biometrics (face recognition or fingerprint) must be set up and enabled on your device to access the Oxbury App and to access the Oxbury Online Banking platform

YES. Subject to providing the required notice you can withdraw up to the full balance of the account.

AER stands for Annual Equivalent Rate and illustrates the interest rate if it was paid and compounded once each year.

Accounts can be withdrawn from sale at any time and without notice.

We pay all savings interest gross, which means no tax is deducted.

Eligibility for the Farm Business Bonus is dependent on the provision of a valid CPH or SBI number indicating active farmer status.